Help with credit card bills
You may be able to get some help from your credit card company. Most of the big issuers are waiving fees and allowing customers to delay paying. Many are granting eligible new cardholders extensions on earning welcome bonuses.
This list of major credit card companies shows the range of assistance, such as the option to skip payments and even receiving lower interest rates. The assistance you receive depends on your individual situation.
Ask for a written statement that details the terms of whatever you agree to.
Though the Federal Reserve has made lending cheaper with lower interest rates, loans may be harder to get. Banks are tightening their lending standards, and that means credit availability is shrinking.
It may still be possible, though. Personal finance website NerdWallet has a list of loan options, including payday loan alternatives from credit unions and info on online lenders.
The American Bankers Association keeps a regularly…